If you’ve found a Kia car in the Anniston, Riverside, and Oxford, AL, areas, your next step is to get financing. Here at our finance center, we can provide you with a loan that will make it easier for you to buy your next Kia vehicle. We’ll make sure that you get monthly payments that work for you.
To learn more about how our finance team can help you, just keep reading our full guide, brought to you by Kia Store Anniston – Oxford.
Comprehensive Financing Experience
When drivers need a solid loan for buying their next ride, they turn to our finance center. Here, our financers have contact with several lenders in the area, ensuring we can get you a loan that matches your needs. You can either meet with our finance team, or fill out our online pre-approval form.
On our website, we try to provide plenty of tools for you to work with. One of the most helpful tools on our website is our payment calculator. This feature will show you what monthly payment you can expect for the Kia vehicle you have your eye on, so you can plan out your loan with ease.
Lease Your Next Kia Car with Us
Leasing lets you get ahold of a new Kia car to drive for a few years before returning it to our dealership. Since you’re only driving the Kia car for a few years, you’ll generally enjoy a low monthly payment.
A typically low monthly payment isn’t the only thing leasing can help you with, though. You can also lease a new Kia car every few years, so you can drive a model that’s equipped with all the latest technology. If you want to drive in total comfort, we can help you get ahold of a Kia car with all the technology you need.
How to Improve Your Credit Score
If you want to make sure you get approved for as many loans as possible, you’re going to want to look into improving your credit score. Your credit score is a 3-digit number that provides lenders with an idea of your lending history. The main methods of improving your credit score are:
- Pay Your Bills on Time: The quickest way to raise your credit score is to make sure you pay your bills on time. Missed payments have a significant effect on your credit score, so pay attention to the due dates of your monthly payments.
- Watch Your Credit Usage: If you’re the type of person who uses your credit card often, you want to make sure you’re not using a significant percentage of your available credit. In general, it’s a good idea to keep your credit usage to less than 30% for an increase in your credit score.
- Keep Your Credit Cards Open for Longer: Another factor to consider with your credit score is the age of your lines of credit. The longer you keep your credit accounts open, the better your credit score will become.
Get Pre-Approved at Our Finance Center Today
When you want to get a comprehensive financing experience, our finance team is here to help you get the loan you need. If you want to get financed in Anniston, Riverside, or Oxford, Alabama, just get pre-approved with Kia Store Anniston – Oxford today! Contact us to get started!